The Texas Auto Insurance Requirements Guide: What Are The Minimums?

Key Takeaways Texas law requires all drivers to carry at least 30/60/25 liability insurance, covering injuries and property damage caused to others in an accident. Driving without insurance in Texas leads to serious penalties, including fines, license suspension, vehicle impoundment, and an SR-22 requirement that raises premiums. Beyond basic liability, optional coverages like collision, comprehensive,…